As a small business owner, have you considered what you will do if your computers or servers crash? What if your building is the victim of fire, flood, earthquake, or vandalism?
Oh, I hope you are not caught unprotected from a power surge or a brown-out in the middle of the night. And none of your employee you recently fired has decided to seek revenge by hacking into your system and deleting all of your sensitive financial and customer information. Your business, large or small, should have a well designed disaster recovery plan for your electronic data.